Investment Property Calculator

Analyze potential real estate investments with our comprehensive ROI calculator. Calculate cash flow, appreciation, equity buildup, and tax benefits to make informed investment decisions.

Property Investment Calculator

Enter property details to calculate your potential return on investment

Purchase Method

Purchase Price ($)

Monthly Rent ($)

Interest Rate (%)

Loan Term (years)

Down Payment (%)

Closing Costs (%)

Appreciation Rate (%)

Rent Appreciation (%)

Tax Bracket (%)

Understanding Your Investment Returns

Cash Flow ROI

The annual rental income minus all expenses (mortgage, taxes, insurance, maintenance) divided by your total cash investment. Positive cash flow means the property pays for itself and generates income.

Appreciation ROI

The estimated annual increase in property value divided by your investment. Idaho has seen strong appreciation rates, making it an attractive market for long-term investors.

Debt Paydown ROI

Each mortgage payment includes principal that builds your equity. This "forced savings" increases your net worth as tenants essentially pay down your loan.

Tax Benefits

Real estate offers significant tax advantages including depreciation deductions. The IRS allows you to deduct the building's value over 27.5 years, reducing your taxable income.